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APY Percentage

Account Details

With High Interest Checking, you earn a higher interest rate than most checking accounts, savings accounts, even certificates of deposit! It's time you put your money to work for you.

When you open a High Interest Checking account, you enjoy:

  • .20% APY* on balances up to $25,000
  • .20% APY* on balances over $25,000
  • If monthly criteria are not met, you earn 0.15% APY*
  • No monthly service fee
  • No minimum balance
  • ATM fees refunded up to $25.00 per statement cycle as long as criteria are met
  • MasterCard® Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free enrollment in UChoose Merchant Rewards program

Criteria of High Interest Checking

To earn the premium interest rate on your High Interest Checking, simply meet the following criteria each month:

  • Make 15 signature-based (credit) purchases using your MasterCard® Debit Card
  • Maintain enrollment in eStatements
  • Have at least one direct deposit or three bill pays using Liberty's free Online
    Bill Pay Service
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*Disclosure

  • APY=Annual Percentage Yield
  • Interest rates are subject to change without notice.